£299 Cost of Living Payment: Is It Coming in August 2025 and What Help Can You Get Instead?

Many people in the UK are asking about a possible £299 cost of living boost this August. The truth is, the government has not planned any new payment like this for 2025. The last one went out in February 2024 as part of help during tough times with rising prices. That support started back in 2022 and added up to £900 for some families over a few years. Now, with things settling a bit, the focus is on longer-term changes to benefits. But don’t worry, there are still ways to get help if money is tight. This article looks at who got the old payments, why there’s no new one, and what other support exists today.

Who Qualified for the Last £299 Payment?

The £299 payment in early 2024 was for people on low incomes who needed extra help. It went to those claiming certain benefits during a set time from November to December 2023. Things like Universal Credit, Jobseeker’s Allowance based on income, or Pension Credit all counted. The money came automatically into bank accounts, marked as DWP COL or HMRC COLS. Families did not have to apply, but only one payment per household. If your benefit dropped to zero because of deductions, you might have missed out. Tax credit folks needed at least £26 a year to qualify. If you think you should have got it but didn’t, you can check online at GOV.UK and report it.

Why No New Boost in August 2025?

The cost of living payments were emergency help when energy bills and food costs shot up. The government says the crisis has eased, so they are moving to steady reforms like rolling out Universal Credit fully by 2026. Inflation is lower now, and wages are rising for many. Experts think sudden price jumps or big events could bring back one-off payments, maybe announced in the autumn budget. For now, support comes through regular benefits and local schemes. This shift aims to make help fairer and more lasting, rather than quick fixes.

Other Ways to Get Support Right Now

Even without the £299 lump sum, there are options to ease the pressure. The Household Support Fund runs until March 2026 and gives cash or vouchers for food, heating, or bills through your local council. Budgeting loans for Universal Credit claimants offer up to £812 interest-free, with easier paybacks from April 2025. Energy firms have hardship grants and cheaper deals on broadband. In winter, look out for fuel payments, cold weather top-ups, and warm home discounts if you qualify. Charities like food banks and advice groups such as Citizens Advice can guide you too. Claim everything you’re due, as many miss out on extras.

Local Council Examples

Some areas offer their own help, often more than £299. It depends on where you live and your situation. Apply soon, as funds can run out fast.

CouncilAmountWhat It’s For
CamdenUp to £500Cash for essentials like food
BirminghamUp to £400Mix of local and fund support
WorcestershireUp to £500Direct help for those in need
North Somerset£100 vouchersFood and household items
Cheshire West£200 vouchersFor vulnerable people

These are just samples; check your council’s website for details and how to apply.

In short, while August 2025 won’t see a £299 boost, plenty of support is still around. Keep an eye on government updates, and reach out to local services if you’re struggling. Budgeting well and claiming all benefits can make a big difference in these times.

FAQ

What if I missed the last £299 payment?

Check your bank for the code DWP COL. If nothing, report it on GOV.UK before the deadline.

Is there any chance of a new cost of living payment soon?

It’s unlikely, but watch for the autumn statement in case prices rise again.

How do I apply for Household Support Fund help?

Contact your local council; they handle it and can tell you what you need to show.

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