The Department for Work and Pensions has come out with a fresh support scheme for older folks across the UK. This one-off payment of £720 is meant to help pensioners cope with rising costs like heating and food. Many people over state pension age could get this extra cash, but they have to put in a claim soon. With living expenses going up, this boost could make a real difference for those on a tight budget. The government says it’s part of their plan to look after vulnerable groups, especially as winter draws near. Thousands might miss out if they don’t act fast, so it’s worth checking if you qualify.
Understanding the £720 Payment
This new payout is a tax-free lump sum from the DWP, aimed at topping up retirement income. It’s not like the usual weekly benefits; instead, it’s a single amount to help with everyday needs. Officials have tied it to existing schemes like Pension Credit, but it’s open to more people this time. The idea is to give a hand to those who might not have claimed before. Reports show it’s rolling out now, with funds expected in accounts by autumn. This comes after calls for more help for seniors, and the DWP has listened. It’s separate from things like the Winter Fuel Allowance, so you could get both if eligible.
Who Can Claim This Boost?
To get the £720, you need to meet some basic rules set by the DWP. It’s mainly for people over 66, which is the current state pension age. You must live in England, Scotland, or Wales, though Northern Ireland has its own setup. Income plays a big part; if you’re on Pension Credit or have low earnings, you’re likely in. Even if your income is a bit higher, things like a disability could still let you qualify. You also need to be a UK resident and not under certain immigration rules. Here’s a quick table showing the key specs:
| Criterion | Details |
|---|---|
| Age | Over 66 (state pension age) |
| Location | England, Scotland, or Wales |
| Income | Receiving Pension Credit or low income qualifying for it |
| Other | UK resident, no immigration control issues; disability may help |
If you tick these boxes, it’s time to apply.
Steps to Apply Easily
Applying is straightforward and won’t take too long. Head to the GOV.UK website for the online form – it’s the quickest way. You’ll need your National Insurance number, details of your income, savings, and any benefits you already get. If online isn’t your thing, ring the Pension Credit claim line on 0800 99 1234. They’re open weekdays from 8am to 6pm. Or, ask for a paper form by post. Make sure to have proof of who you are and where you live. The DWP says starting the claim now means you could get the money sooner. Don’t worry if you’ve claimed Pension Credit before; this might be automatic for some, but better to check.
Watch the Deadline and Next Moves
The cutoff date is August 20, so get your application in before then to avoid missing out. Late ones might not count, and you’d have to wait for any future rounds, which could change. Once you apply, the DWP will look it over, which might take a few weeks. They’ll let you know by letter or phone if you’re successful. Payments should land in your bank by October or November, just in time for colder weather. If turned down, you can ask them to think again or appeal. Keep an eye on your post for updates.
Extra Advice for Making the Most of It
Pensioners should also look into other help, like energy discounts or council tax cuts, which could add up with this £720. Talk to groups like Age UK for free advice if you’re unsure. Remember, this payment doesn’t affect your other benefits, so it’s all gain. With prices still high, claiming everything you’re due is key. Many folks don’t realise they qualify, so spread the word to friends and family. This scheme shows the government is trying to ease the squeeze, but it’s up to you to take the step.